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| Netsky this is where you fall in place - umbrella dude. unknown 15 Oct 08 5:04PM | Thread Closed |
Okay guys, there was this guy giving a seminar in my marketing class today and this is what he told me.
Out of 100% of the population
95 % of the people aren't ready and were never ready for retirement in the first place and they end up getting screwed over.
5% - are the people who makes it and lives comfortably without the nagging bills.
1% - are the people who lives in luxury after retirement.
I guess that would place you in the 95% mark Reid and Me as the young dude whose still got vast opportunities and still in the crossroads...
I'm not shoving it on your face or anything bro..just reminding you. :::smokes a blunt::: hahaha
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| re: Netsky this is where you fall in place - umbrella dude. Isabelle5 15 Oct 08 5:31PM | Thread Closed |
Hey, quit laughing. I've saved and saved and am now in the cross-hairs of a crappy economic melt-down.
$67,000 gone since since March.
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| re: Netsky this is where you fall in place - umbrella dude. netskyIam 15 Oct 08 6:53PM | Thread Closed |
UD got me right: I went the self-made, self employment route and did OK and had some savings, and of course, my individual health ins. policies were canceled time and again, especially after any sort of claim were made, such as when I blew out my lower back and required a disk removal surgery. No disability income protection. Had to quit working at about 44, due to what I later learned was this SLE. And I don't get a nickel of benefits, though I =could= enter the charity hospital care system.
Other route: could have gotten a free college education, and ended up who knows where by now: probably unemployed again at some point when the Employer downsizes, and then again, unless one gets back into a corporate job with group health coverage: you are bare. WALK INTO a clinic here and say, as I did six years ago: My face, just sewed up from a dog bite; the doc suggests a tetanus shot. How much?
Seven bills, that's how much.
I lay back and reflect on my formerly exciting, remunerative career, and I don't regret a single move. With my type AAA plus personality, I'd never have survived in an office environment: stress would've given me a heart attack, like it did to my dad by his age 47.
Here I am now at 54, under a roof, bills, minor, paid by my life partner.
I got a physical the other day, treadmill test, heart monitoring. Other than a (normal) skipped beat, the heart and circulation are all OK.
Seventeen was not so long ago. At 39 I still looked 25. The next year, though, suddenly, all would change (the back blown) I shall post a picture of what a blown disk looks like. I thought until that time that I would be virtually immortal and be young forever. And cheap to keep. Well,
it is a very mean world, was then, and it's getting a lot worse for you Umbrella Dudes, and you know it.
At least, I am not a sponge, soaking off YOUR social security taxes.
And despite it all, I am entirely happy. As Bernice often reminded me,
"Goose! Who ever said that life is fair?"
And again, I could/you could have been born in a fourth world country,
dead of starvation or disease at age three. I wish I could enjoy a blunt.
But escapism for me, is to write and write and think and wonder: what
can a has-been do for others, from a laid back chair?
Blow back, 1990: (must make an image)
thanks UD. Pardon please, the usual idiot typos, from
Reid
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| re: Netsky this is where you fall in place - umbrella dude. netskyIam 15 Oct 08 7:30PM | Thread Closed |
correction: this was the =second= occurrence of the identical injury;
two years after the first accident and subsequent surgery (ins. paid, then dropped me),
I fell two feet to the floor, from atop a step stool, whilst trying to open a hurricane-stuck garage door. My knees were not bent; had no time to react.
So these images show, interestingly, perhaps what a totally ruined disk look like,
should it ever happen to you. The pain is always with me, even today, should I stand
for five minute, or sit in a normal chair for ten: I gotta get up and move. One calf is half-'
withered.
POINT: the strongest frame in the world is subject to any of a thousand ills.
Young and healthy today? Cherish and protect your health. It won't last forever.
Second surgery: I paid for it all out of pocket, about $20 grand, back then, in '92.
The three years later or so: the fatigue and joint problems began to kick in: incurable condition called SLE was just beginning to make itself felt.
By '98, I was, essentially unemployable and totally uninsureable
This is not a sob story.
It is a reality story for ALL to take good care and, touch wood,
and try to get into a place where group health insurance is available.
The medical system will otherwise bankrupt you here in the USA.
"what a blown disk looks like"
http://tinyurl.com/4cb78b
Note the abrupt "U" turn and
resultant compression (ouch!) of the spinal cord.
Today I am five feet nine and one half inches.
Before the first incident of the "fractured disk", as it is called,
I was five feet ten and one quarter inch tall.
Age, too, gradually robs of of height, but here, most of the loss
owe to two vertibrae in close, constant, rubbing contact.
Be one of the few, the lucky, the five percent, folks?
Join the Marines? Well, at least they'd give you good medical care.
This injury actually happened fully twenty years earlier, thanks to the Navy duty.
But the final rupture, what caused my leg to go lame: It was just a tickle from my buddy.
Like a jelly doughnut, going "squrit" I felt the give-away as I laughed and twisted at the tickle,
and then screamed, 'oh god damn fuck, my back'!
take care,
real life Lamer Reid
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| re: Netsky this is where you fall in place - umbrella dude. unknown 15 Oct 08 8:20PM | Thread Closed |
Yeah that sucks bro.
But hey it could be worse man, you coulda ended up like Christopher Reeves or something.
Kinda makes me think about how everything can be taken away from you on any given day.
Like dude....I don't know when I'm going to die and neither do you..I might die on Thursday by a car accident or something.
I'm not a religious person in the traditional sense but dude....I guess that one disadvantage about being an atheist bro.... You can get paranoid sometimes because your present reality is all you live for.
hahahaha...but what do I know? ::smokes blunt::: I'm just a laid back "slacker" who likes the goodies living off a high middle class family's income to get by.
Though I don't live a luxurious lifestyle hahahaha Currently I'm living in a trailer at the back of some person's house ..for private reasons :::wink:::wink:: Thai girl.
- umbrella dude
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| re: Netsky this is where you fall in place - umbrella dude. unknown 15 Oct 08 8:26PM | Thread Closed |
The marines??
Nah man... I'm thinking of a damn good retirement remember??
The seminar dude told me to be one of these three people:
1.) A business Man
2.) An Investor
3.) A marketer which makes up 60% of those 5% he was talking about.
- umbrella dude
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| re: Netsky this is where you fall in place - umbrella dude. netskyIam 15 Oct 08 8:36PM | Thread Closed |
You'll do fine, whatever path you tread.
Happy for you, guy,
Reid
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